Credit Cards
Cembra Cash Loan
-
Interest rate varies depending on credit rating
Attention: The interest rate may vary depending on creditworthiness. Interest rates depend on monthly income, monthly rent or mortgage burden and any debt collection or garnishments. In the store, loans are already available with terms starting from 6 months and from an amount of 500 francs.
New contracts, increases in existing credits, loan repayments.
Swiss citizenship or foreigners with a valid permit B or C.
Regular employees only. No loans are granted to: Employees in the probationary period, unemployed, disabled, IV pensioners, AHV pensioners, housewives. Temporary employees receive a loan only if they have been employed for at least 6 months. Persons in training will only receive a loan if they also have a fixed income. Minimum wage of 2500 Swiss francs net per month.
Wage slip and a copy of an ID (for example: passport, identity card). For foreigners additionally: copy of foreigner's identity card. Further documents can be requested: Evidence of housing situation, employment situation, financial situation or previous loans.
Cembra Money Bank is one of the Swiss market leaders of personal loans. In the event of death, insurance of the remaining debt up to CHF 60,000.
Capital repayment possible at any time for a fee of CHF 150.
Cembra Money Bank assures the complete exemption of interest on the unclaimed credit period.
