Clevercircles Robo Advisor

With clevercircles, customers can invest from CHF 5000 with no minimum term. A global investment universe is available, consisting of 16 ETFs and index funds, each belonging to an asset class. The strategy can be regularly adjusted free of charge to minimize risk and take advantage of opportunities. A dedicated investment committee can be created. Clevercircles is an offer of the Swiss bank CIC.

Good to know: With clevercircles, customers make the investment decisions, which is why the product is formally considered an advisory mandate.

Flat rate 0.65% per year.
From CHF 100,000 0.55% per year.
From CHF 200,000 0.45% per year.
From CHF 500,000 0.35% per year.
From CHF 1 Mio. 0.25% per year.
Minimum CHF 40 per year.

The fee is always the same regardless of the investment strategy chosen.

Custody account management is free of charge.

The flat fee includes all deposits and withdrawals as well as transaction fees including brokerage fees. Low-cost ETFs are used as investment products.

Product fees (TER) are not included.

Transaction costs are included in the flat fee.

Only retrocession-free products are used.

Stamp taxes are not included in the flat-rate fee.

A number of strategies are available. 

A number of strategies are available.

A number of strategies are available.

A number of strategies are available.

A number of strategies are available.

A number of strategies are available.

Currency hedging possible every 2 months, regular adjustment of the strategy, clients can compose their own advisory board.