General
General conditions
Not specified.
Spending limit
The maximum limit is CHF 10,000 per month.
Payment method
eBill, Individual IBAN, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.
Costs
Annual fee
In the first year, the annual fee is CHF 50.00. In subsequent years, the annual fee is CHF 100.00.
Paper invoice
The monthly paper invoice costs CHF 1.50.
Additional cards
Annual fee for partner card: CHF 25 (first year free of charge).
Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.2% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.2% of the purchase amount.
Exchange rate markup
2.651% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.20%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Individual credit card design, Contactless payments, Mobile access, Online account, PIN, SMS service
Bonus points / cash-back
Cash back of 0.5% as a statement credit. Cash back expires one year after the transaction date. A minimum of CHF 25 cash back is required for cash back to be credited.
Car rental discounts
Discount at Hertz: Up to 15% in Switzerland and up to 10% worldwide.
Various vouchers & discounts
Cornèrcard Emotions. 20% discount on day ski tickets and ski passes. 10% cashback on all transactions via Ski-Webshop from Ticketcorner.
Insurance: purchase protection
Coverage of up to 2000 Swiss francs per claim against theft, robbery and accidental damage within 45 days of purchase – up to a maximum of 5000 francs per year.
Insurance: best price guarantee
Differences between purchase prices and lower offers reimbursed up to 1000 Swiss francs per year.
Insurance: legal protection
Travel legal insurance of up to 250,000 Swiss francs per claim.
