General
General information
Not specified.
General conditions
Not specified.
Spending limit
The maximum limit is CHF 90,000 per month.
Payment method
eBill, Individual IBAN, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.
Costs
Annual fee
In the first year, the annual fee is CHF 250.00. In subsequent years, the annual fee is CHF 500.00.
Additional cards
Up to 3 additional cards, free of charge.
Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.2% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.2% of the purchase amount.
Exchange rate markup
2.651% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.20%.
Special services
24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service
Bonus points / cash-back
Cash back of 1.5% as a statement credit. Cash back expires one year after the transaction date. A minimum of CHF 25 cash back is required for cash back to be credited.
Car rental discounts
Discount at Hertz: Up to 15% in Switzerland and up to 10% worldwide.
Airport lounge access
Priority Pass Prestige membership (unlimited lounge visits).
Concierge service
Concierge service provided by Sincura Group. No additional booking fee.
Various vouchers & discounts
Cornèrcard Emotions. 20% discount on day ski tickets and ski passes. 10% cashback on all transactions via Ski-Webshop from Ticketcorner.
Insurance: death & disability
Coverage of up to 1,000,000 Swiss francs in the event of death or permanent disability.
Insurance: cancellation & assistance
Coverage of up to 60,000 Swiss francs per incident for trip cancellations, trip interruptions or travel assistance. Up to 5000 francs per incident for trip delays.
Insurance: medical expenses
Insurance: car rental
Collision and loss damage waiver up to 10,000 Swiss francs.
Insurance: luggage
Coverage of up to 15,000 Swiss francs for luggage loss or luggage delays.
Insurance: purchase protection
Coverage of up to 5000 Swiss francs per claim against theft, robbery and accidental damage within 45 days of purchase – up to a maximum of 15,000 francs per year.
Insurance: warranty
Electronic equipment: Warranty extended up to 24 additional months (purchases up to 6000 francs).
Insurance: best price guarantee
Differences between purchase prices and lower offers reimbursed up to 4000 Swiss francs per year.
Insurance: legal protection
Travel legal insurance of up to 350,000 Swiss francs per claim.
