Diners Club Gold Card

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Diners Club Gold Card

  • Gold credit card

  • With cash back

General

Card network
Diners
Card type
Gold
Issuer
Cornèrcard (Diners)
Currency
CHF
General information

Gold credit card from Diners Club International.

General conditions
Not specified.
Spending limit
The maximum limit is CHF 90,000 per month.
Payment method
eBill, Individual IBAN, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction    8.1/10 (Very good)
Helpfulness    8.3/10 (Very good)
Product information    8.2/10 (Very good)
Assistance    8.3/10 (Very good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
In the first year, the annual fee is CHF 100.00. In subsequent years, the annual fee is CHF 200.00.
Paper invoice
The monthly paper invoice costs CHF 1.50.
Additional cards

Annual fee for additional card: CHF 100 (first year CHF 50).

Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.2% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.2% of the purchase amount.
Exchange rate markup
1.521% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.20%.
Special services
24-hour service, Mobile access, Online account, PIN
Bonus points / cash-back

Cashback via hellocashback.ch (up to 11%).

Car rental discounts

Discount at Hertz: Up to 15% in Switzerland and up to 10% worldwide.

Airport lounge access

Access Diners Club lounges for 30 Swiss francs per visit. You receive 5 complimentary visits to Diners Club airport lounges when you charge at least 7500 francs of purchases in one year.

Concierge service

Concierge service provided by Sincura Group. No additional booking fee.

Various vouchers & discounts

Various privileges at restaurants. Cornèrcard Emotions.

Insurance: cancellation & assistance

Coverage of up to 40,000 Swiss francs per incident for trip cancellations, trip interruptions or travel assistance. Up to 3000 francs per incident for trip delays.

Insurance: medical expenses

Up to CHF 1,500,000.

Insurance: car rental

Collision and loss damage waiver up to 10,000 Swiss francs.

Insurance: luggage

Coverage of up to 10,000 Swiss francs for luggage loss or luggage delays.

Insurance: purchase protection

Coverage of up to 2000 Swiss francs per claim against theft, robbery and accidental damage within 45 days of purchase – up to a maximum of 10,000 francs per year.

Insurance: best price guarantee

Differences between purchase prices and lower offers reimbursed up to 2000 Swiss francs per year.

Insurance: legal protection

Travel legal insurance of up to 300,000 Swiss francs per claim.