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Diners Club Gold Card

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Diners Club Gold Card

Gold credit card
With cash back

Apply now

General

Card network

Diners

Card type

Gold

Currency

CHF

General information

Gold credit card from Diners Club International.

General conditions

Not specified.

Spending limit

The maximum limit is CHF 90,000 per month.

Payment method

eBill, Individual IBAN, Direct debit (LSV), QR-bill, Prepayment

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.

Late payment fees

A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction 8.2/10 (Very good)

Helpfulness 8.3/10 (Very good)

Product information 8.1/10 (Very good)

Assistance 8.2/10 (Very good)

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

In the first year, the annual fee is CHF 100.00. In subsequent years, the annual fee is CHF 200.00.

Paper invoice

The monthly paper invoice costs CHF 2.00.

Additional cards

Annual fee for additional card: CHF 100.

Card loss

A replacement card costs CHF 20.00.

Purchase abroad in CHF

Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.2% of the purchase amount.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 1.2% of the purchase amount.

Exchange rate markup

2.878% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.20%.

Special services

24-hour service, Mobile access, Online account, PIN

Bonus points / cash-back

Cashback via hellocashback.ch (up to 11%).

Car rental discounts

Discount at Hertz: Up to 15% in Switzerland and up to 10% worldwide.

Airport lounge access

Access Diners Club lounges for 30 Swiss francs per visit. You receive 5 complimentary visits to Diners Club airport lounges when you charge at least 7500 francs of purchases in one year.

Concierge service

Concierge service provided by Sincura Group. No additional booking fee.

Various vouchers & discounts

Various privileges at restaurants. Cornèrcard Emotions.

Insurance: cancellation & assistance

Coverage of up to 40,000 Swiss francs per incident for trip cancellations, trip interruptions or travel assistance. Up to 3000 francs per incident for trip delays (for you and your family).

Insurance: medical expenses

Up to CHF 1,500,000 per incident (for you and your family).

Insurance: car rental

Collision and loss damage waiver up to 10,000 Swiss francs (for you and your family).

Insurance: luggage

Coverage of up to 10,000 Swiss francs for luggage loss or luggage delays (for you and your family).

Insurance: purchase protection

Coverage of up to 2000 Swiss francs per claim against theft, robbery and accidental damage within 45 days of purchase – up to a maximum of 10,000 francs per year (value of products is at least CHF 50).

Insurance: best price guarantee

Differences between purchase prices and lower offers of 30 Swiss francs of more are reimbursed up to 2000 Swiss francs per year (value of products is at least CHF 50). Valid in Switzerland.

Insurance: legal protection

Travel legal insurance of up to 300,000 Swiss francs per claim.