The maximum spending limit depends on the outcome of the credit assessment.
The maximum limit is CHF 10,000 per month.
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees:
A late payment fee of CHF 20.00 per payment reminder applies.
In the first year there is no annual fee to pay. In the subsequent years the annual fee is CHF 150.00.
Annual fee for additional card: CHF 50, free of charge in the first year.
A replacement card costs CHF 10.00.
Purchase abroad in CHF:
For purchases abroad in CHF there is no administrative fee to pay.
Purchase abroad in foreign currency:
For purchases abroad or online in foreign currencies there is an administrative fee of 2% of the purchase amount.
Cash withdrawal in Switzerland:
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.00%.
24-hour service, Mobile access, Online account, PIN
Bonus points / cash-back:
Optional membership in rewards program. You earn 1 point per 1 franc in purchases.
Car rental discounts:
Discount at Hertz: Up to 20% in Switzerland and up to 25% worldwide.
Airport lounge access:
Access Diners Club lounges for 25 Swiss francs per visit. You receive 5 complimentary visits to Diners Club airport lounges when you charge at least 6000 francs of purchases in one year.
Various vouchers & discounts:
Various privileges at restaurants and hotels.
Insurance: cancellation & assistance:
Coverage of up to 40,000 Swiss francs per incident for trip cancellations, trip interruptions or travel assistance. Up to 3000 francs per incident towards additional expenses resulting from trip delays.
Insurance: medical expenses:
Coverage of up to 1.5 million Swiss francs of medical expenses and medical assistance.
Insurance: car rental:
Collision and loss damage waiver of up to 10,000 Swiss francs per incident.
Coverage of up to 10,000 Swiss francs per year for luggage loss or luggage delays.
Insurance: purchase protection:
Coverage of up to 2000 Swiss francs per claim against theft, robbery and accidental damage within 45 days of purchase – up to a maximum of 10,000 francs per year.
Insurance: best price guarantee:
Differences between purchase prices and lower offers reimbursed up to 2000 Swiss francs per year.
Insurance: legal protection:
Travel legal insurance of up to 300,000 Swiss francs per claim.