Credit Card

A credit card is a type of payment card which allows its holder to make purchases on credit. Payments for purchases charged to credit cards are drawn from the account of a card issuer rather than the cardholder.

The cardholder settles all or part of the loan by repaying the card issuer at the end of each billing cycle.

Credit card issuers charge interest on outstanding balances which are not repaid by the end of a billing cycle.

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