Issuer

Issuers, also called credit card companies, are financial service providers like banks which issue credit cards for their customers.

Along with credit card payment networks like Mastercard and Visa, credit card issuers decide on the services, fees and foreign exchange rates that are included in their credit cards.

Transactions made using a credit card are processed by the card issuer. Issuers charge transaction fees to cardholders.

Issuers should not be confused with merchant acquirers.

Swiss credit card issuers include Cornèrcard (part of Cornèr Banca), Cembra Money Bank, BonusCard (also belongs to Cornèr Banca), PostFinance, Swisscard AECS (of which Credit Suisse is a primary shareholder), TopCard (owned by UBS), UBS, Viseca (Aduno, shareholders include Raiffeisen and the cantonal banks).

On top of these, two prepaid card issuers are also worth mentioning: Paysafecard and Swiss Bankers.

More information:
What is an acquirer?
Credit cards in Switzerland compared

About moneyland.ch

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 80 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs.