Credit Cards

CS Business Current Account

  • Standard business account

Business type:
SME, Startup, Self-employed, Large company, Association, Non-profit organization, Public-sector entity
Currency:
CHF, USD, EUR
Requirements:

For businesses: large companies, small and medium-sized enterprises (SMEs) and startups.

Interest rate:

0% per year.

Debit interest on overdrafts:

The rate of debit interest is 8.9% p.a. plus credit and overdraft fees. The bank also can charge a fee of CHF 75 for granted overdrafts, as well as a fee of CHF 30 per reminder concerning account overdrafts.

Withdrawals:

Unlimited withdrawal options.

Credit cards:

Credit cards are free of charge in the first year.
Subsequent years: Silver cards: CHF 100 per year. Gold cards: CHF 200 per year.

Capital payment:

Nonrecurring costs of capital payment account for GmbH or AG: 0.05%, min. CHF 200, max. CHF 2000. Fee reduction of CHF 100 for online opening.

Account management costs:

Account opening: free of charge.
Account management costs: CHF 20 per quarter.
Close-out of account: free of charge.
Statements of account: monthly free of charge in case of electronic statements, otherwise postal fees.
Account closure: Quarterly free of charge.
Credit and debit notices CHF 0.50 per notice (excluding postal fees), max. CHF 100 per year. Value added tax is added.       

Payment transaction costs:

Incoming payment (Switzerland): free of charge up to 5000 payments (without QR-IBAN) per year. With QR-IBAN: At least CHF 0.10 per payment received.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA EUR payments free of charge; other payments (non-SEPA) and currencies min. CHF 5 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV+): free of charge.

Purchases:

Debit Mastercard: CHF 50 per year.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: foreign currency exchange fees.

Cash withdrawals:

Cash withdrawal at ATMs of Credit Suisse: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 4.75 in addition to 0.25% and foreign currency exchange fees.

Special services:
Debit Mastercard, Mobile banking, Online banking, Credit card, Startup advisory
Software:

NetBanking+.

General information:

Business current account of Credit Suisse.

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