CSS myFlex Economy

Basic outpatient insurance

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General

General information:

Coverage of CSS MyFlex Economy in Switzerland and abroad.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

There is a discount for taking out a 3- or 5-year contract. Damage-free discount. Premiums depend on various factors such as age and place of residence. The premiums for 2026 are shown here. Upgrade option (from age 20 to a maximum of 70): For an additional fee, switch to a higher category without a medical exam, every 5 years.

Glasses and contact lenses:

Not covered.

Vaccinations:

Contribution to the cost of preventive and protective vaccinations: 90 percent up to CHF 100 per calendar year.

Preventative examinations:

Preventive gynaecological examinations: 90 percent.
CSS-Check-up (health account): 50 percent up to CHF 300 every 2 calendar years (the additional conclusion of the myFlex hospital insurance is necessary).

Gym memberships:

Health account: 50 percent, maximum CHF 150 (family CHF 300) per calendar year.
The additional conclusion of the myFlex hospital insurance is a condition.

Medicines:

90 percent, unlimited in amount (recognized by CSS).

Alternative medicine:

Not covered.

Psychotherapy:

Not covered.

Search & rescue in Switzerland:

Emergency transportation: full coverage. Search and rescue up to CHF 100,000 per incident.
Transportation to avoid or shorten a hospital stay: CHF 250 per calendar year.

Search & rescue abroad:

Emergency transportation and repatriation: full coverage. Search and rescue coverage up to CHF 100,000 per incident.

Medical costs abroad:

Outpatient: 90 percent. Inpatient: Full coverage.

Tooth misalignment treatments:

Not covered.

Dental treatments:

Not covered.

Spa & convalescent therapy :

Coverage within hospital insurance.

Equipment:

90 percent up to CHF 500 per calendar year.

Sterilization:

Not covered.

Maternity:

Contribution to the cost of ultrasound and outpatient birth: 90 percent.
Nursing mother's allowance: CHF 200 per child (at least 30 days of breastfeeding).
A waiting period of 365 days applies.

Ear corrections:

Not covered.

Home care:

Not covered.

Additional services:

Patient legal protection and legal protection abroad (maximum CHF 250,000 per claim within Europe, maximum CHF 50,000 per claim outside Europe).