CSS myFlex Premium

  • Premium outpatient insurance

General

General information:

Premium version CSS myFlex Premium with various additional benefits. Coverage in Switzerland and abroad.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

There is a discount for taking out a 3- or 5-year contract. Damage-free discount. Premiums depend on various factors such as age, gender and place of residence.

Glasses and contact lenses:

Contribution to the cost of spectacle lenses, contact lenses and visual aids: CHF 300 per year from the age of 19.

Vaccinations:

Preventive and protective vaccinations: 90 percent of the costs are covered.

Preventative examinations:

Preventive gynaecological examinations: 90 percent.
CSS-Check-up: 100 percent up to CHF 1800 every 3 years (the additional conclusion of the myFlex hospital insurance is necessary).

Gym memberships:

50 percent, maximum CHF 500 per calendar year.
The additional conclusion of the myFlex hospital insurance is a condition.

Medicines:

90 percent, unlimited in amount.

Alternative medicine:

No benefits.

Psychotherapy:

Cost contribution to sessions with CSS-approved psychologists: 75 percent, up to CHF 3000 per year.

Search & rescue in Switzerland:

Emergency transportation: full coverage. Search and rescue up to CHF 100,000 per incident.
Transportation to avoid or shorten a hospital stay: CHF 2000 per year.

Search & rescue abroad:

Emergency transportation and repatriation: full coverage. Search and rescue coverage up CHF 100,000 per incident.

Medical costs abroad:

Outpatient: 90 percent. Inpatient: Full coverage.
Optional outpatient treatment: 90%, maximum CHF 250,000 per year.

Tooth misalignment treatments:

Treatment of tooth misalignment up to the age of 20: 50 percent.

Dental treatments:

50 percent up to CHF 2,000 per year up to the age of 18. Removal of wisdom teeth: CHF 2000 per year from the age of 19.

Spa & convalescent therapy :

No benefits.

Equipment:

90 percent up to CHF 2000 per year.

Sterilization:

Outpatient: 90 percent up to CHF 5000 per incident.

Maternity:

Ultrasound and outpatient birth: 90 percent. Nursing mother's allowance: CHF 200 per child.

Ear corrections:

Outpatient treatment up to the age of 18: 90 percent up to CHF 5000.

Home care:

Medically prescribed care and assistance at home: CHF 100 per day for a maximum of CHF 4000 per year.

Additional services:

Patient legal protection and legal protection abroad.
Optional outpatient treatment abroad: CHF 250,000 per year.

Scope of services

Scope of services
Glasses and contact lenses
Vaccinations
Preventative examinations
Gym memberships
Medicines
Alternative medicine
Psychotherapy
Search & rescue in Switzerland
Search & rescue abroad
Medical costs abroad
Tooth misalignment treatments
Spa & convalescent therapy
Medical aids and equipment
Sterilization
Maternity
Ear corrections
Home care