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Dextra Legal Protection Private+Move

Standard coverage

General

General information:

Worldwide coverage.

Insured persons:

The insurance coverage extends to the policyholder (in case of the individual insurance) or the policyholder and the family (with children), spouse or cohabitee of the policyholder (in case of the family insurance).

Coverage Switzerland:

CHF 600,000

Coverage Europe:

CHF 150,000

Coverage World:

CHF 150,000

Insurance rate (comments):

Stamp taxes of 5 percent included.

Personal legal protection - individual:

CHF 257.25

Motor legal protection - individual:

CHF 77.70

Personal & motor legal protection - individual:

CHF 294.00

Personal legal protection - family:

CHF 278.25

Motor legal protection - family:

CHF 111.30

Personal & motor legal protection - family:

CHF 349.65

Choice of legal representation:

Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.

Termination of contract:

The insurer can terminate the contract before the end of the insurance year.

Contract duration:

Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given.

Waiting period:

The insurance coverage will be granted if the legal case arose after a waiting period of 2 months after the commencement of the insurance.

Minimum amount in dispute:

No minimum amount in dispute.

Personal legal expense coverage:

Civil damages law, Assistance to victims, Criminal law, Insurance law, Tenancy law, Property law, Labor law, Contract law, Patient law, Neighbor law, Internet law, Real estate law

Personal legal protection (comments):

Special coverage: Real estate law.

Driver legal expense coverage:

Civil damages law, Assistance to victims, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law

Motor legal protection (comments):

Exclusions: If the driver was not authorized to drive the vehicle.

Legal protection advisory services:

Neighbor law, Marital law, Personal law, Family law, Inheritance law, Public building law, Tax law

Legal protection advisory (comments):

Legal advisory by lawyers from Dextra.

General coverage:

Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order