ècash Personal loan

Get a free quote now >>

ècash Personal loan

  • Online loan

  • For property owners better rates

General conditions:

Residence and bank account in Switzerland are mandatory.
Preferential interest rate of 4.5% for homeowners.
No open debt collection cases or garnishments.

Min. effective interest rate:
5.9%
Max. effective interest rate:
9.9%
Minimum amount of loan:
CHF 5000
Max. amount of loan:
CHF 80,000
Minimum duration:
12 months
Maximum duration:
84 months
Minimum age:
20 years
Maximum age:
63 years
Special services:
Early repayment, Insurance in case of unemployment
Type of loan:

Both new contracts and repayment of existing loans, credit cards and credit increases are offered.

Residence permit:

Swiss nationality or foreign national with a valid B or C identity card. Permit B: more than 2 years living in Switzerland.

Employment:

Employees with a contract that has not been terminated and who are not on probation. Credit is not granted to self-employed persons. A minimum net income of CHF 42,000 per year is required.

Documents:

Pay slips of the last 3 months as well as (driver's license, copy of passport or ID). For foreigners, the foreigner's identity card and a valid passport or ID are also required.

General information:

An additional insurance against unemployment or disability is possible at an extra charge.


Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Deal of the Day
×
Special Offer: CHF 42.90/m

Fiber & Sky Show

Fiber up to 2.5 Gbit/s & unlimited premium series