ècash Personal loan

Residence and bank account in Switzerland are mandatory. Preferential interest rate of 6.4% for homeowners.

Both new contracts and redemptions of existing loans, credit cards and credit increases are offered.

Swiss nationality or foreign national with a valid B or C identity card. Permit B: more than 1 year living in Switzerland.

Employees with a contract that has not been terminated and who are not on probation. Credit is not granted to self-employed persons. A minimum net income of CHF 42,000 per year is required.

Pay slips of the last 3 months, copy of passport or ID mandatory. For foreigners, the foreigner's identity card, a work permit and a valid passport or ID are also required.

An additional insurance against unemployment or disability is possible at an extra charge.