Emilia Legal Protection

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General

General information:

Worldwide coverage. The legal protection insurance is provided by the AXA-ARAG Legal Protection AG.

Insured persons:

Private individuals are insured. Within the scope of individual insurance: the policyholder and children up to 18 years of age. Within the scope of household insurance: the policyholder and those persons who living permanently with him/her in the same household.

Coverage Switzerland:

CHF 600,000

Coverage Europe:

CHF 150,000

Coverage World:

CHF 150,000

Insurance rate (comments):

Premiums include stamp duty of 5%.

Personal legal protection - individual:

CHF 252.00

Motor legal protection - individual:

CHF 252.00

Personal & motor legal protection - individual:

CHF 252.00

Personal legal protection - family:

CHF 294.00

Motor legal protection - family:

CHF 294.00

Personal & motor legal protection - family:

CHF 294.00

Choice of legal representation:

Free choice of lawyer. Necessary legal fees are covered.

Termination of contract:

The insurer can terminate the contract: up to 1 day before the end of the contract or insurance year. After every insured event for which a claim is payable.

Contract duration:

Minimum contract duration: 1 year. Without cancellation 1 day before the contract expires, the contract renews yearly.

Waiting period:

The insurance coverage will be granted if the legal case arose after a waiting period of 60 days after the commencement of the insurance. If you switch seamlessly from another legal expenses insurance policy, the waiting period does not apply.

Minimum amount in dispute:

No minimum amount in dispute.

Personal legal expense coverage:

Civil damages law, Criminal law, Insurance law, Tenancy law, Property law, Labor law, Contract law, Patient law, Neighbor law, Internet law, Real estate law

Personal legal protection (comments):

Cover in accordance with Emilia Private Legal Protection.
Also provides coverage for pre-existing disabilities and illnesses.
Special coverage: Internet law and copyright.

Driver legal expense coverage:

Civil damages law, Criminal law, Insurance law, Disqualification from driving, Recovery of driving licence, Vehicle contract law

Motor legal protection (comments):

Only in repeated cases, disputes in connection with drug, medications or alcohol influence are not covered. All vehicles co-insured without the need to explicitly name them.

Legal protection advisory services:

Neighbor law, Marital law, Personal law, Family law, Inheritance law, Internet law, Public building law, Tax law

Legal protection advisory (comments):

Legal advice from Emilia's lawyers and other legal experts. All areas of law are covered.

General coverage:

Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Mediation, Expert reports

Additional services:

Cost coverage for mediation.
Various other areas of private law are covered.