ERV Multi Trip Clever

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ERV Multi Trip Clever

  • Cancellations & interruptions

  • Roadside assistance possible

General

General information:

ERV Multi Trip Travel Insurance Clever. Models "Individual" and "Family" available.
Vehicle assistance, deductible warranty for rental vehicles and language travel insurance are also available for an additional fee.
A travel insurance for single trips is available too (Single Trip and Single Trip Upgrade).
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically if it is not cancelled at least 3 months before it ends.

Trip cancellation individual, maximum amount:
CHF 20,000
Trip cancellation family, maximum amount:
CHF 50,000
Search and rescue operations, maximum amount:
CHF 10,000
Insurance rate (comments):

Stamp taxes included.

Premiums for individuals:
Cancellation costs: CHF 155.00
Travel assistance: CHF 155.00
Cancellation & assistance (combined): CHF 155.00
With addition of roadside assistance: CHF 284.00
Premiums for families:
Cancellation costs: CHF 239.00
Travel assistance: CHF 239.00
Cancellation & assistance (combined): CHF 239.00
With addition of roadside assistance: CHF 368.00
Premiums for young persons:
Cancellation costs: CHF 155.00
Travel assistance: CHF 155.00
Cancellation & assistance (combined): CHF 155.00
With addition of roadside assistance: CHF 284.00
Trip cancellation insurance (comments):

Worldwide coverage.
In the event of theft of personal documents or termination of employment or taking up employment: Limitation of benefits to CHF 10,000 per event and person (CHF 20,000 for families).
Additional costs caused by delayed departure are covered up to CHF 3000 per person.
Additional costs due to flight delay (at least 3 hours): CHF 1000 per person.

Trip cancellation: insured events:
Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work
Trip cancellation: insured services:
Cancellation costs, Administration fees, Event ticket compensation, Luggage insurance
Trip assistance (comments):

SOS protection: Worldwide coverage.

Trip assistance: insured events:
Accident, illness & death, Deputy at work, Damage to property at home, Epidemics, Wars & tumults, Breakdown of transport, Theft of personal documents
Travel assistance: insured services:
Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Event ticket compensation, Luggage insurance
Additional assistance services:
24 h hotline, Compensation for event tickets, Home care, Account freezing services, Mobile phone barring services, Emergency cash advances
Vehicle assistance:

Not included in the insurance.

Accomodation & catering:

Assistance SOS Protection: Additional costs of an unplanned return journey are covered up to CHF 1500 per person (if a rental car is used, up to CHF 1500, no matter how many people use the rental car).

Interruption and replacement:

The unused part of the trip is covered up to the cancellation insurance amount (maximum CHF 10,000 per person, CHF 20,000 per booking for two or more people).

Luggage:

Coverage up to 500 francs per trip (for families up to 1000 francs).

Travel legal protection:

Not included in the insurance.

Medical expenses:

Not included in the insurance.

Scope of services

Total scope
Cancellation individual, max. amount
Cancellation family, max. amount
Search and rescue operations, max. amount
Trip cancellation: covered events
Trip cancellation: benefits
Trip interruption: covered events
Trip interruption: benefits
Assistance: additional coverage
Accomodation and catering
Interruption & replacement trip
Luggage
Vehicle assistance
Legal protection
Medical expenses

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