How Are Pet Insurance User Profiles Defined?

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moneyland.ch automatically calculates the ideal deductible and coverage for each pet insurance policy based on anticipated veterinary expenses (medicines, operations, consultations, treatments).

Profiles for simplified comparisons:

  • Average medical costs: Costs related to veterinary care average CHF 750 annually.
  • High medical costs: Costs related to veterinary care average CHF 1400 annually.
  • Very high medical costs: Veterinary costs average CHF 5000 per year.
  • Low medical costs: Costs related to veterinary care average CHF 250 per year.

Selecting the “Individual amount” profile lets you enter your exact, anticipated, annual veterinary expenses. If you want to find the cheapest available policy variants, simply enter “0” in the “Estimation of costs per year” field.

The pet insurance profiles on moneyland.ch are based on different levels of veterinary expenses. Costs accounted for by the comparison include expenses which are typically covered by pet insurance policies including veterinarian fees, diagnostic and therapeutic procedures, medicines, surgery and operations (in the case of broken bones, for example), treatment of chronic illnesses and emergency medical transportation.

Costs vary depending on the kind of pet. Treating a cat is significantly cheaper than treating a dog.

Examples of typical veterinary costs:

  • A routine veterinary checkup: CHF 150 (cats), CHF 250 (dog).
  • Blood test: CHF 500 (cat or dog).
  • Annual cost of medication for a chronic illness: from CHF 300 (cat), CHF 400 (dog).
  • Operation for broken leg: CHF 2000 (cat), CHF 3000 (dog).
  • Swallowing a foreign object (injury to internal organs): CHF 1000 to CHF 2500 (cat or dog).

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