All FAQs

How does the pillar 3a comparison tool work?

The service of is completely free of charge and complies with modern security and data protection guidelines. The independence guarantee applies to all comparisons. If you have any questions, please feel free to contact the team

Finding the right 3a retirement savings account can be easy! helps you to find the right pillar 3 savings vehicle for your needs. Go to the 3a retirement account comparison now.

1. Enter the required information.

  • Do you have a pension fund? Select whether or not you are enrolled in an occupational pension fund (pillar 2).
  • How much would you like to pay in every year (CHF)? Enter the amount which you would like to deposit every year. If you are not enrolled in a pension fund, you can deposit up to 20 percent of your annual income, up to a maximum of CHF 34,128. If you have a pension fund, you can deposit up to CHF 6826 per year (2020 limits).
  • Existing pillar 3a savings (CHF): Enter the amount of savings which you already hold in 3a retirement accounts.
  • Date of birth and year of account maturity: Select your date of birth and the year in which you expect to close your account. The earliest age at which 3a assets may be withdrawn is 59 years old for women and 60 years old for men.
  • Providers with locations in: If you are looking for a 3a account provider with branch offices in a specific canton, you can select the canton here. Only accounts which match your cantonal requirements are included in results.
  • Your current pillar 3a account: If you already have a 3a retirement account, select your account here.

2. Compare offers.

  • Compare 3a interest rates: Compare pillar 3a offers in terms of interest rates. You can find the calculation basis here.
  • Compare possible costs. You can find this out on the provider page (click on "Detail") or on the results page in the cost breakdown.
  • Select offers: Click on the buttons of the offers you are interested in.

3. Open an account.

  • Enter your contact details so that you can open the desired 3a account as quickly as possible.
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