FIRE is the abbreviated form of financial independence retire early. The term denotes a personal finance philosophy which places a strong emphasis on modest living in favor of saving and investment.

The aim of a FIRE personal finance strategy is to achieve financial independence – a point at which the returns on capital investments are sufficient to cover your expenses without reducing your capital (see also: Perpetual annuities explained). Theoretically, this is achieved by radical expense reduction, accelerated saving, and careful investment of savings.

The perpetual annuity calculator lets you calculate how much capital you would need to own in order to achieve a perpetual annuity of your choice based on the rate at which you earn interest or returns on capital investments.

The millionaire calculator on makes it easy to find out how long it will take you to save 1 million Swiss francs based on your current savings, the amount you expect to save every year, and the interest or return rate on your capital investments. also provides useful guides and comparison tools which can help you reduce the cost of living in Switzerland.

More on this topic:
Trading calculators
Retirement calculators
Compulsory health insurance comparison
Mobile plan and prepaid offer comparison
Basic Swiss tax deductions explained
Tips for reducing your household expenses
Tips for cutting the cost of gym memberships in Switzerland
Tips for cutting the cost of restaurant dining in Switzerland
How to save on getting around in Switzerland

About is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 80 unbiased comparison tools and calculators are available on, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs.