finpension asset management

finpension is a Swiss financial services provider that offers both pension solutions and asset management. Among other things, finpension is the market leader in the area of 1e pension solutions. finpension invests primarily in low-cost ETFs. The Auto Select segment offers the Global, Switzerland and Sustainable strategies. In the Self Select segment, there are various strategies such as Climate Impact, Broad Impact, Social Impact, Switzerland, Europe or Global that can be selected. In “Auto Select” strategy mode, finpension selects the equity allocation; in “Self Select” mode, the user does. Withholding tax optimizations.

CHF 1

Investment management

The percentage flat fee includes custody and management fees and amounts to 0.39% regardless of the investment amount.

The flat fee is the same for all strategies. In addition, there are the costs of the funds used (TER). For the standard strategies Global, Switzerland and Sustainable, these are between 0.08% and 0.1%.
Special feature: finpension does not charge a surcharge for money exchange into other currencies. The tax list is free of charge.

Product fees (TER) are not included: 0.08-0.1% (standard strategies Global, Switzerland and Sustainable). Other strategies: up to 0.15%. Private equity: up to over 3%.

Transaction costs are included in the flat fee.

Products without kickbacks.

Stamp taxes are not included in the flat-rate fee.

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A portfolio can be customized by selecting from currently 49 funds (ETFs, bond funds, real estate funds, alternative investments such as gold or Bitcoin, and private equity funds). The selected funds can be weighted as desired. It is not possible to purchase individual stocks.

Mobile access, Robo advisor

Equities, Bonds, ETFs, Private Equity