Accident insurance for risky activities

Here you will find the right answers

About Moneyland Forum

The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.

Show categories

Please login in or sign up to participate in the forum.
 
avatar
  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Does Swiss accident insurance still pay benefits if you have an accident while doing some dangerous sport or activity. I know Swiss health insurance covers care for sickness even if it results from risky activity. Is it the same with accident insurance? Are you covered no matter what?

 
avatar
  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4002

Hi there,

Compulsory Swiss occupational accident insurance is not as accommodating as compulsory Swiss health insurance. The financial consequences of accidents resulting from certain risky activities - such as some extreme sports - may not be fully covered.

Read the moneyland.ch guide to accident insurance for extreme sports to learn more about how to protect yourself.

Best regards from Moneyguru

More on this topic:
Interim accident insurance
Occupational accident insurance compared