Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
I heard that you can make extra contributions to Swiss employee-employer sponsored pension fund, on top of what is deducted from my salary and matched by my employer. Is everyone eligible to make extra contributions?
Hi there,
Not everyone is eligible to make extra, voluntary contributions to their Swiss 2a occupational pension fund. Whether or not you are eligible depends primarily on whether your salary has increased since you first became employed in Switzerland.
Your 2a pension is based on a percentage of your salary, as are your contributions. If your salary becomes higher, the difference between your previous salary and your current salary creates a "gap". Because a gap is formed every time your salary increases, it is possible to have multiple gaps in your 2a occupational pension fund savings.
You can find out whether or not a gap exists by requesting a statement from your 2a pension fund. Your statement will clearly state how much you can contribute on a voluntary basis based on pension gaps.
Best regards from Moneyguru
More on this topic:
Vested benefits account comparison
3a retirement account comparison
Cheap bank accounts with card
Cheap bank accounts with card
Radicant
1% interest on your everyday account
Best exchange rates
1% of card spending as saveback in the investment portfolio
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Deal of the Day 
Swiss digital bank
Radicant
1% interest on your everyday account
