Best cash back credit card Switzerland

Which Swiss credit card gives the highest cash back? Best for flatrate cash back? Best cash back in spending categories? Thanks

Hi there,

You can easily find the credit cards which deliver the highest cash back using the unbiased moneyland.ch credit card comparison. Just select "Cash-back" under "Reward programs" to limit results to credit card which let you earn cash back.

Best regards from Moneyguru

Since the Swisscard Cashback American Express seems to be the most profitable Swiss cash back credit card right now, I was wondering if anyone has a list of stores/services/etc. which accept it.

You can pay anywhere which takes American Express, which is probably tens of thousands of stores, etc. But here are a few to get you started:

• Coop (and most stores in the Coop group)
• Migros (and most Migros group stores)
• Denner
• Yallo (for paying phone bills online)
• SBB (ticket offices and vending machines)

I think a more sensible approach is to list stores where I was not able to pay with American Express:

• Lidl
• A few Burger King restaurants (though they're the exception)
• .....aside from that it has only been the odd cafe, kebab place or Turkish supermarket. Also small online shops.

On the whole, I find American Express is pretty widely usable in Switzerland. I can use the Cashback card for most of my spending with credit cards. In Germany it's big as well. In France it's a hit and miss (mostly miss), and in Spain it was barely usable. But I use the Transferwise card for travel, so no big issue. The cash back you get with the Swisscard doesn't cover the foreign transaction fee, so it isn't worth it.