Best health insurance in Switzerland new expat

I am busy moving to Switzerland. Can anyone tell me which health insurance would work best for me as a newcomer?

Greetings,

Basic health insurance is compulsory in Switzerland, so you will have to take out a compulsory health insurance policy within your first 3 months as a resident. Because health insurance is compulsory, you cannot be rejected by health insurance providers regardless of your health condition and no coverage exclusions are made for pre-existing conditions.

Compared to health insurance coverage in other countries, even basic compulsory Swiss insurance is quite comprehensive and provides virtually unlimited coverage for medical care at most hospitals, doctors and specialists in Switzerland. Even alternative medicine, traditional Chinese medicine, reconstructive therapies and spa therapies are covered. You can get a full overview of Swiss compulsory health insurance coverage here.

Although the benefits provided by compulsory health insurance are dictated by law, policies are provides by many different private insurance companies, so the market remains competitive and you get a lot of options to choose from. Premiums charged by different insurers vary widely, although the benefits remain exactly the same. Customer service at different Swiss insurance providers and the way in which claims are settled are the key differences.

You can find the best deal on compulsory Swiss health insurance and check customer satisfaction ratings and claim settlement details using the unbiased and interactive health insurance comparison on moneyland.ch.

In addition to basic compulsory health insurance, most Swiss health insurers also offer supplementary outpatient and hospital insurance policies. Outpatient policies extend the coverage provided by compulsory insurance and often include a wide array of bundled benefits such as dental realignment, travel and preventative care coverage. Many policies also cover part of the cost of gym memberships, yoga sessions, glasses and contact lenses and other extras.

The interactive supplemental health insurance comparison on moneyland.ch makes it easy to find the best supplemental policies for the specific coverage you want. Just use the filter and sort tools to limit and sort results based on the benefits you are looking for.

Supplemental hospital insurance covers treatment at private clinics which are not covered by compulsory insurance. You can also get insurance for private or semi-private hospital rooms and free choice of on duty doctors for your treatment. You can compare hospital insurance using the unbiased hospital insurance comparison on moneyland.ch.

Best regards from Moneyguru