Forward mortgages

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2145

I am looking for forward mortgages with long mortgage terms. What options do I have?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Lenders usually charge a markup on regular mortgaging prices when you get forward mortgages. You can find out more about forward mortgages here.

The following banks offer forward mortgages with relatively long forward terms (terms and conditions are subject to change):

Credit Suisse, Basler Kantonalbank, Zürcher Kantonalbank: up to 24 months in advance.
Hypomat (GLKB): up to 18 months in advance.
Homegate, Valiant, Swiss Life, Clientis Zürich, AXA, UBS: up to 12 months in advance.

You can find more information in the moneyland.ch mortgage comparison. It is generally a good idea to request unbinding quotes from many different banks.

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Low-Cost Bank Accounts & Debit Cards

Swiss Bank

Bank WIR Bankpaket Top

  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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Swiss Bank

Bank WIR Bankpaket Top

Best exchange rate: pay worldwide at the interbank rate