Is 3a tax benefit pro-rata when cashing out?

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  • Benutzernamedangermouse
  • Status Member
  • Registriert seit1/19/22
  • Beiträge2

I am toying up whether to contribute to my 3a this year, as I am considering leaving Switzerland in mid 2022, to a non-EU country hence can withdrawal the account in full (minus any withholding taxes/fees etc).

Would I still receive the full tax benefit from the ~6,800 contribution, even if I were to withdraw it in 6 months time? or is the benefit pro-rated (so roughly half), or non at all?

If there is a tax deduction, how might this even be factored as I would also have a closing tax submission when I deregister (mid year), whereas the Fund would usually only issue a certificate at the end of the calendar year.

Thanks alot moneyland minds!

 
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  • BenutzernameFast Trader
  • OrtSchweiz
  • Status Member
  • Registriert seit8/13/15
  • Beiträge173

Good question. Did you already ask the cantonal tax authorities? They decide on these matters and they have to know. 

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