Loan for founding a business in Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I am busy setting up a business and want to know where I can a loan that I can use for this purpose. Any recommendations would be a help.

  • BenutzernameMoneyguru von
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4016


There are a number of different options for financing a business. Which options you can use depends on the type of business, the amount you need and your financial situation, among other factors.

Option 1: Investors

An investor invest money in your business in exchange for a share of ownership in the business. You have no obligation to repay the invested money, but when your business turns a profit, a portion of the profit goes to the investor.

Option 2: Personal loans

If you are founding a small business (as a self-employed person, for example) and need money to finance it, a personal loan may be an option. Just note that personal loans often come with relatively high interest rates (up to 10% effective annual interest). When you apply for a personal loan, lenders are primarily interested in your creditworthiness. The way in which you will spend the money is not normally a key issue. You can use the personal loan comparison to find the best deals for the loan you need.

Option 3: Business loans

If your business requires significant funding, a business loan could provide that funding. However, most business loan applications are denied. This is especially true if the business in question is a new business or startup, which have a higher risk of default. Before you apply for a business loan, make sure to compare the costs and conditions ahead of applying. You can do this using the business loan comparison.

Best regards from Moneyguru