Mastercard or Visa?

Here you will find the right answers

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Hi everyone,

Is there a difference between Visa and Mastercard? Which credit card is better? Which is cheaper?

Thanks in advance

 
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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Any advice here?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4017

Good day

Many Swiss credit cards are available as either a MasterCard or a Visa credit card. With the exception of the network they operate on (MasterCard or Visa), the costs and benefits of both versions are generally identical.

In Switzerland, foreign currency exchange rates for credit cards are set by individual issuers rather than by Visa or MasterCard, so here too, the rate you get is the same whether you use the MasterCard or Visa version of a credit card.

The number of Swiss merchants that accept MasterCard and Visa cards is also nearly identical. Most POS card terminals and ATMs in Switzerland accept MasterCard, Visa, American Express and Diner Club credit cards in addition to PostFinance and Maestro debit cards.

Internationally, both MasterCard and Visa are widely accepted (American Express and Diners Club are less widely accepted in some regions). However, MasterCard is more widely accepted in some countries, while Visa is more widely accepted in others.

Some Swiss credit cards are only available as either Visa or MasterCard. This is not an issue unless you plan to use your credit card for travel to countries where one of these networks is more predominant.

You can use the comprehensive moneyland.ch credit card comparison to compare Swiss credit cards based on their costs and benefits. You can also filter results to include only credit cards that run on a specific card network.

Best regards from Moneyguru.