Maximum Swiss third pillar contribution employed or self-employed?

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2145

I am self-employed part time (30%) and also have a part-time job (70% to 80%). My question is: can I pay the high amount for self-employed people into my 3a retirement accounts because I am registered as self-employed, or only the small amount for employees because I am also employed?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

If you earn enough through your part-time employment to make you eligible to pay 2a pension fund contributions - which is probably the case if you work 70% to 80% - your contribution to a 3a retirement savings solution cannot exceed the maximum for 2a pension fund participants (in 2017 the limit is CHF 6768).

Best regards from Moneyguru

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Free bank account

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