Question

A spouse followed her Swiss husband in an expat career, leaving her career to move with him and have kids and then they decide to come back to Switzerland and buy a property. He proposed a contract of co-ownership 85/15 based on individual contributions ( the money previous to getting married) to use the pension fund. The question is: if they have sufficient money not to use his pension funds and if her career was stopped because of the decision to be expats, moving average every 2 years, isn't it unfair his proposal? Should they instead do 50/50 or directly a joint ownership type? Of course, she wouldn't have more money saved than the 15% if she wasn't working. We are talking about an 18-year marriage, with a person who is now adapting to the culture, and language, looking for a job.

Is it that crazy to refuse the 80/15 from your husband's proposal?

No, it is not that crazy. However, you must consult a law firm that specializes in Swiss family law. There are many variables that can affect the outcome of the case.

As a general rule, I would advise caution in all things related to divorce agreements. Always consult a lawyer and ask them specifically for to account for all possible future scenarios for you.