FRiBenk fixed-rate mortgage

Not specified.

Fixed-rate mortgage 2 years: 1.87%

Fixed-rate mortgage 3 years: 1.87%

Fixed-rate mortgage 4 years: 1.88%

Fixed-rate mortgage 5 years: 1.9%

Fixed-rate mortgage 6 years: 1.93%

Fixed-rate mortgage 7 years: 1.96%

Fixed-rate mortgage 8 years: 1.99%

Fixed-rate mortgage 9 years: 2.01%

Fixed-rate mortgage 10 years: 2.03%

Fixed-rate mortgage 15 years: 2.18%

Fixed-rate mortgage 20 years: 2.22%

05/07/2024

Not specified.

Not specified.

Primary residence, Secondary residence, Holiday home

New mortgage, Refinancing, First mortgage, Direct amortization, Indirect amortization

Financing possible in all cantons except Glarus, Jura and Ticino. Mortgages for real estate under building law, usufruct, residential law and for communities of heirs are not possible.

The maximum loan-to-value ratio for your property is 67%.

The mortgage costs must not exceed a third of your income.

Second mortgages are not available.

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.

The interest must be paid quarterly.