Generali Prevista Compact

Suitable for repayment of loans that are not amortized. Number of beneficiaries freely selectable. Annual right of cancellation.

Cheaper option than Prevista - but with some restrictions: Only possible in combination with pillar 3b. Only non-smokers, only with residence in Switzerland, depending on the country of origin a settlement permit C is required. The risk sum is limited to 250,000 francs, the waiting period is at least 180 days.

Entry age: 18 to 45 years. Maximum payout age: 65 years.

Worldwide.

In case of suicide during the first 3 years of contract, only the actuarial reserve will be paid out.

Fixed premium: doesn't change over the life of the policy. Yearly payments.

None.

Only constant sums insured possible. Sum insured: Between CHF 100,000 and CHF 300,000.

10, 15 or 20 years.

No waiver of premium available.

The 3b policy gives you free choice of beneficiary. Benefit can be claimed by the beneficiary even if they decline their inheritance.

No benefit cut in case of gross negligence.