Generali Prevista

Get a free quote now >>

Mortgages

Generali Prevista

  • Death coverage

  • Pillar 3a or 3b

  • Request a free quote

  • Premium guarantee: No increase
General information:

For many customer profiles, Generali Prevista is among the cheapest death risk insurers in Switzerland, according to a study by moneyland.ch 2021.

Suitable for securing a mortgage, for children's education or among business partners. Possible in combination with both pillar 3a and 3b. 3a variant: number of beneficiaries freely selectable. Annual right of termination. Contract term for products with decreasing sum insured: at least 3 years.

Type of insurance:
Constant, Decreasing
Age:

Entry age: 18 to 63 years (women) or 64 years (men). Maximum payout age 3a: 65 years (men), 64 years (women). Maximum payment age 3b: 80 years.

Validity:

Worldwide.

Exclusions:

In case of suicide during the first 3 years of contract, only the actuarial reserve will be paid out.

Premiums and discounts:

Fixed premium: doesn't change over the life of the policy. Monthly, quarterly, semiannual or annual payments.

Profit participation:

None.

Death benefit amount:

Constant and decreasing sums insured possible. Minimum sum insured: CHF 5000. No fixed maximum sum insured.

Term:

Between minimum of 1 year and maximum of 45 years.

Waiver of premium:

Waiver of premium in the case of inability to work or disability.

Beneficiaries:

The 3b policy gives you free choice of beneficiary. Benefit can be claimed by the beneficiary even if they decline their inheritance.

Special services:
Waiver of premium, Gross negligence cover, Pillar 3a, Pillar 3b
Additional services:

Waiver of reduction of benefits in case of gross negligence. Possibility of waiving premiums and converting the insurance into a premium-free death insurance policy with a constant sum insured, with the surrender value serving as an inventory deposit.


Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Deal of the Day
×
Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus