Private Accounts

GLKB fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:
Not specified.
Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 2.3%

Fixed-rate mortgage 3 years: 2.3%

Fixed-rate mortgage 4 years: 2.31%

Fixed-rate mortgage 5 years: 2.34%

Fixed-rate mortgage 6 years: 2.38%

Fixed-rate mortgage 7 years: 2.44%

Fixed-rate mortgage 8 years: 2.48%

Fixed-rate mortgage 9 years: 2.5%

Fixed-rate mortgage 10 years: 2.5%

Fixed-rate mortgage 11 years: 2.63%

Fixed-rate mortgage 12 years: 2.64%

Fixed-rate mortgage 13 years: 2.69%

Fixed-rate mortgage 14 years: 2.69%

Fixed-rate mortgage 15 years: 2.7%

Update:
05/01/2024
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds, Forward mortgage, Renovation
Conditions and costs:

Glarner Kantonalbank only finances properties in German-speaking Switzerland. It is not active abroad.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 35% of your income.
Second mortgage:
Second mortgages are available.
Notice period:
Not specified.
Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:

The interest must be paid quarterly.