Private Accounts

GKB fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:

Minergie and bonus available.

Indicative mortgage rates (in %):

Fixed-rate mortgage 1 year: 1.96%

Fixed-rate mortgage 2 years: 1.76%

Fixed-rate mortgage 3 years: 1.75%

Fixed-rate mortgage 4 years: 1.76%

Fixed-rate mortgage 5 years: 1.78%

Fixed-rate mortgage 6 years: 1.83%

Fixed-rate mortgage 7 years: 1.85%

Fixed-rate mortgage 8 years: 1.88%

Fixed-rate mortgage 9 years: 1.89%

Fixed-rate mortgage 10 years: 1.92%

Fixed-rate mortgage 11 years: 2.1%

Fixed-rate mortgage 12 years: 2.11%

Fixed-rate mortgage 13 years: 2.18%

Fixed-rate mortgage 14 years: 2.18%

Fixed-rate mortgage 15 years: 2.2%

Update:
09/12/2024
Minimum amount:
CHF 50,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds
Discounts:
Minergie discount
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 38% of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
Not specified.
Interest charge frequency:

The interest must be paid quarterly.


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