Private Accounts

GKB fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:

Minergie and bonus available.

Indicative mortgage rates (in %):

Fixed-rate mortgage 1 year: 1.66%

Fixed-rate mortgage 2 years: 1.3%

Fixed-rate mortgage 3 years: 1.35%

Fixed-rate mortgage 4 years: 1.4%

Fixed-rate mortgage 5 years: 1.47%

Fixed-rate mortgage 6 years: 1.54%

Fixed-rate mortgage 7 years: 1.63%

Fixed-rate mortgage 8 years: 1.68%

Fixed-rate mortgage 9 years: 1.76%

Fixed-rate mortgage 10 years: 1.83%

Fixed-rate mortgage 11 years: 1.91%

Fixed-rate mortgage 12 years: 1.95%

Fixed-rate mortgage 13 years: 2.01%

Fixed-rate mortgage 14 years: 2.04%

Fixed-rate mortgage 15 years: 2.06%

Update:
06/15/2025
Minimum amount:
CHF 50,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds
Discounts:
Minergie discount
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 38% of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
Not specified.
Interest charge frequency:

The interest must be paid quarterly.


Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Deal of the Day
×
Swiss digital bank

Alpian

CHF 75 welcome bonus with referral code LAND25.