GKB fixed-rate mortgage

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GKB fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:

Minergie and bonus available.

Indicative mortgage rates (in %):

Fixed-rate mortgage 1 year: 1.55%

Fixed-rate mortgage 2 years: 1.5%

Fixed-rate mortgage 3 years: 1.6%

Fixed-rate mortgage 4 years: 1.68%

Fixed-rate mortgage 5 years: 1.74%

Fixed-rate mortgage 6 years: 1.82%

Fixed-rate mortgage 7 years: 1.88%

Fixed-rate mortgage 8 years: 1.93%

Fixed-rate mortgage 9 years: 1.98%

Fixed-rate mortgage 10 years: 2.02%

Fixed-rate mortgage 11 years: 2.14%

Fixed-rate mortgage 12 years: 2.18%

Fixed-rate mortgage 13 years: 2.21%

Fixed-rate mortgage 14 years: 2.24%

Fixed-rate mortgage 15 years: 2.28%

Update:
07/22/2026
Minimum amount:
CHF 50,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds
Discounts:
Minergie discount
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 38% of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
Not specified.
Interest charge frequency:

The interest must be paid quarterly.


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Special offers for Moneyland users

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Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

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  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

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  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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