GKB fixed-rate mortgage

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GKB fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:

Minergie and bonus available.

Indicative mortgage rates (in %):

Fixed-rate mortgage 1 year: 1.51%

Fixed-rate mortgage 2 years: 1.46%

Fixed-rate mortgage 3 years: 1.55%

Fixed-rate mortgage 4 years: 1.62%

Fixed-rate mortgage 5 years: 1.68%

Fixed-rate mortgage 6 years: 1.74%

Fixed-rate mortgage 7 years: 1.81%

Fixed-rate mortgage 8 years: 1.87%

Fixed-rate mortgage 9 years: 1.92%

Fixed-rate mortgage 10 years: 1.97%

Fixed-rate mortgage 11 years: 2.06%

Fixed-rate mortgage 12 years: 2.1%

Fixed-rate mortgage 13 years: 2.13%

Fixed-rate mortgage 14 years: 2.16%

Fixed-rate mortgage 15 years: 2.19%

Update:
06/06/2026
Minimum amount:
CHF 50,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds
Discounts:
Minergie discount
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 38% of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
Not specified.
Interest charge frequency:

The interest must be paid quarterly.


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Special offers for Moneyland users

Moneyland Special Offers

Swiss Trading Platform

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  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Free bank account

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  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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