HanseMerkur Travel 365

  • Cancellations & interruptions

  • Roadside assistance

General

General information:

The annual travel insurance «Travel 365» is an all-round package.
In addition to cancellation costs and personal assistance, breakdown assistance and luggage are covered.
For a surcharge, «Travel Premium 365» includes additional medical expenses and legal protection insurance.
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically each year if it is not cancelled at least 1 month before it ends.

Trip cancellation individual, maximum amount:
CHF 25,000
Trip cancellation family, maximum amount:
CHF 50,000
Search and rescue operations, maximum amount:
CHF 10,000
Insurance rate (comments):

Stamp taxes included.

Premiums for individuals:
Cancellation costs: CHF 105.00
Travel assistance: CHF 105.00
Cancellation & assistance (combined): CHF 105.00
With addition of roadside assistance: CHF 105.00
Premiums for families:
Cancellation costs: CHF 189.00
Travel assistance: CHF 189.00
Cancellation & assistance (combined): CHF 189.00
With addition of roadside assistance: CHF 189.00
Premiums for young persons:
Cancellation costs: CHF 79.00
Travel assistance: CHF 79.00
Cancellation & assistance (combined): CHF 79.00
With addition of roadside assistance: CHF 79.00
Trip cancellation insurance (comments):

Worldwide coverage. In addition to the listed benefits, the insurance also includes: additional costs due to delayed commencement of travel, room supplements, rebooking costs and additional costs in the event of flight delays.

Trip cancellation: insured events:
Accident, illness & death, Pregnancy, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work
Trip cancellation: insured services:
Cancellation costs, Administration fees, Luggage insurance
Trip assistance (comments):

Worldwide coverage. In addition to the listed events, the following are also insured: bicycle breakdowns, theft of bank, post office and customer cards and mobile phones.

Trip assistance: insured events:
Accident, illness & death, Deputy at work, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents
Travel assistance: insured services:
Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Luggage insurance
Additional assistance services:
24 h hotline, Interpretation service, Home care, Account freezing services, Mobile phone barring services, Medical consultation services
Vehicle assistance:

Europe-wide vehicle assistance coverage (including Switzerland and Liechtenstein).

Accomodation & catering:

Additional costs such as accommodation and catering abroad are covered.

Interruption and replacement:

The entire travel price is covered in case of cancellation within the first half of the trip.

Luggage:

Insured up to CHF 500 (families: CHF 1000).

Travel legal protection:

Not included in the insurance.

Medical expenses:

Not included in the insurance.

Scope of services

Total scope
Cancellation individual, max. amount
Cancellation family, max. amount
Search and rescue operations, max. amount
Trip cancellation: covered events
Trip cancellation: benefits
Trip interruption: covered events
Trip interruption: benefits
Assistance: additional coverage
Accomodation and catering
Interruption & replacement trip
Luggage
Vehicle assistance
Legal protection
Medical expenses