Helsana Completa

  • Premium outpatient insurance

  • Top & Sana bundle

General

General information:

Helsana Completa combines the supplemental insurances Top and Sana and offers additional services.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

There is a discount for taking out a 3-year contract. Family discount: 5-10%. Premiums depend on various factors such as age, gender and place of residence.

Glasses and contact lenses:

Cost contribution to eyeglass lenses, contact lenses and vision aids: 90 percent up to CHF 300 per year.

Vaccinations:

Vaccinations, prevention and ultrasound: 90 percent up to CHF 750 per year.

Preventative examinations:

Vaccinations, prevention and ultrasound: 90 percent up to CHF 750 per year.

Gym memberships:

Cost contribution to approved courses: 75 percent up to CHF 200 per area (CHF 500 area pregnancy).

Medicines:

90 percent for medicines accepted by Swissmedic. 50% according to list of Helsana group. 75% for complementary medicines.

Alternative medicine:

Outpatient: 75 percent. Inpatient: Up to CHF 5000.

Psychotherapy:

Non-physician psychotherapy: 75 percent up to CHF 4500 per year together with ligation and correction of protruding ears.

Search & rescue in Switzerland:

Emergency transportation and rescue up to CHF 100,000 per year.

Search & rescue abroad:

Full coverage.

Medical costs abroad:

Full coverage in case of emergency treatments in case of an illness or accident abroad.

Tooth misalignment treatments:

Treatment of tooth misalignment up to the age of 20: 75 percent up to CHF 10,000 per year.

Dental treatments:

No benefits.

Spa & convalescent therapy :

No benefits.

Equipment:

90 percent up to CHF 1500 per year.

Sterilization:

75 percent up to CHF 4500 per year, together with psychotherapy and correction of protruding ears.

Maternity:

Additional ultrasound examinations.
A waiting period of 365 days applies.

Ear corrections:

Cost contribution to correction of protruding ears up to the age of 20: 75 percent up to CHF 4500 per year together with psychotherapy and ligation.

Home care:

No benefits.

Additional services:

Search abroad: up to CHF 20,000.
Targeted outpatient treatments abroad: 90%, up to CHF 1000 per year.
Outpatient treatment in Switzerland by non-patient physicians: 90% (without psychotherapy).
Health and foreign legal protection included.

Scope of services

Scope of services
Glasses and contact lenses
Vaccinations
Preventative examinations
Gym memberships
Medicines
Alternative medicine
Psychotherapy
Search & rescue in Switzerland
Search & rescue abroad
Medical costs abroad
Tooth misalignment treatments
Spa & convalescent therapy
Medical aids and equipment
Sterilization
Maternity
Ear corrections
Home care

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