Helsana Top
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Standard outpatient insurance
General
Coverage of Helsana Top in Switzerland and abroad.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
There is a discount for taking out a 3-year contract. Family discount: 5-10%. Premiums depend on various factors such as age, gender and place of residence. Premiums for over-65s are a maximum of 3x the premiums for 30-year-olds and for over-70s a maximum of 4x the premiums for 30-year-olds.
Cost contribution to eyeglass lenses, contact lenses and vision aids: 90 percent up to CHF 150 per calendar year.
No coverage.
No coverage.
No coverage.
90 percent for medicines accepted by Swissmedic. 50% according to list of Helsana group.
No benefits.
Non-physician psychotherapy: 75 percent up to CHF 3000 per calendar year together with ligation and correction of protruding ears.
Emergency transportation and rescue up to CHF 100,000 per calendar year.
Full emergency cover for rescues, transportation and repatriation to Switzerland.
Full coverage in case of emergency treatments in case of an illness or accident abroad.
Treatment of tooth misalignment up to the age of 20: 75 percent up to CHF 10,000 per calendar year.
Contributions to the costs of school or youth dental care are taken into account.
No benefits.
No benefits.
Coverage of 90 percent with a maximum of CHF 1000 per calendar year.
75 percent up to CHF 3000 per calendar year, together with psychotherapy and correction of protruding ears.
Not specified.
Cost contribution to correction of protruding ears up to the age of 20: 75 percent up to CHF 3000 per calendar year together with psychotherapy and ligation.
No benefits.
Search abroad: CHF 20,000 per person and event.
Health and foreign legal protection included.
Free telephone travel advice from Travelcheck and free health advice.
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