innova sanvita semi-private
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Semi-private ward
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Free choice of doctor and hospital
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Worldwide insurance coverage
- Second medical opinion
- 25% premium discount for non-smokers
General
Acceptance not guaranteed. Health check by innova beforehand.
For hospital stays with semi-private coverage, the cost contribution is CHF 10 per day for meals.
Twin room in a recognized hospital according to the hospital list.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Premiums are gender-neutral and based on age as well as tobacco or nicotine consumption.
The supplementary insurance options in the sanvita variant are only available to non-smokers (with premiums up to 25% lower).
Family discount of 20%.
Coverage of spa and convalescence treatments in a health resort according to the list of the Swiss Association of Health Resorts and Spas. Coverage under the insured semi-private option for a maximum of 21 days per calendar year: CHF 40 per day.
The same coverage as for acute hospital stays. A benefit of CHF 600 for home births or if the mother and child leave the hospital within 3 nights or 4 days.
Waiting period of 12 months from the start of insurance.
No coverage.
No coverage, insured under supplementary outpatient insurance by innova.
No coverage, insured under supplementary outpatient insurance by innova.
No coverage, insured under supplementary outpatient insurance by innova.
No coverage, insured under supplementary outpatient insurance by innova.
No coverage, insured under supplementary outpatient insurance by innova.
For emergency hospital stays abroad, benefits are covered within the scope of the selected coverage option. Assistance services (telephone consultation and organization of transfer and repatriation in the event of medical emergencies abroad) are included in all supplementary hospital insurance policies and can be used on an optional basis.
CHF 100 per day for a maximum of 90 days per calendar year for inpatient rehabilitation.
CHF 100 per day for a maximum of 90 days per calendar year for inpatient psychiatric care.
Coverage of costs for a second opinion by a doctor before an upcoming operation.
Accident coverage in addition to UVG or KVG.
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