Innova Sanvita General

  • Inpatient insurance general ward

  • For non-smokers only

General

General information:

Acceptance not guaranteed. Health check by Innova beforehand. The hospital insurances of Sanvita are available for nonsmokers only.

Model:
General ward
Choice of hospital and doctor:

Cover in the general ward in any hospital contracted by Innova. 

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on age and place of residence. Co-payment of CHF 10 per day.
The deductible is only charged from the age of 19.

Spa and convalescent therapy:

CHF 20 per day for spa and convalescent treatments (up to 21 days per calendar year).

Maternity:

Normal cost coverage plus appreciation of home birth or hospital discharge of mother and child within 3 nights or 4 days: CHF 450. Waiting period of 12 months.

Rooming in:

No coverage.

Home help:

No benefits.

Home care:

No benefits.

Emergency transport costs:

No benefits.

Search and rescue costs:

No benefits.

Repatriation:

No benefits.

Hospital abroad:

Same coverage as in Switzerland for emergencies.

Rehabilitation stationary:

CHF 100 per day (maximum of 90 days per calendar year for rehabilitation stationary and psychiatry stationary together).

Psychiatry:

CHF 100 per day (maximum of 90 days per calendar year for rehabilitation stationary and psychiatry stationary together).

Additional services:

Second opinion by another expert.

Scope of services

Scope of services
Spa and convalescent therapy
Maternity
Rooming in
Home help
Home care
Search and rescue
Repatriation
Hospital abroad
Selection of hospitals