JUSTIS Legal Protection
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Standard coverage
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Online insurance
General
Worldwide coverage.
Private individuals are insured. Within the scope of individual insurance: the policyholder. Within the scope of household insurance: the policyholder and those persons who living permanently with him/her in the same household. Additionally: children in education and minor children of these persons, even if they do not live in the same household.
Premiums include stamp duty of 5%.
Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.
Cancellation by the insurance company is possible: up to 30 days before the end of the contract. After an insured event has been settled. If dangerous facts have been concealed.
Minimum contract duration: 1 month. Without cancellation 6 days before the contract expires, the contract renews monthly.
A waiting period of 3 months applies.
The waiting period does not apply if the same risk was covered by another insurer until the start of the contract with JUSTIS.
No minimum amount in dispute.
Special coverages: Property law, equality law, victim assistance, internet law, consumer law and tax law.
Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.
The insurer offers a telephone hotline for legal advice.
Covering the costs of mediation.
Loss of income: up to CHF 5000.
Coverage of travel expenses and translation in case of disputes abroad: CHF 5000.
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