JUSTIS Legal Protection
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Standard coverage
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Online insurance
General
Worldwide coverage.
Within the scope of individual insurance: the policyholder. Within the scope of household insurance: the policyholder and those persons who living permanently with him/her in the same household. Additionally: children in education and minor children of these persons, even if they do not live in the same household.
Stamp taxes of 5 percent included.
Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.
Cancellation by the insurance company is possible: up to 30 days before the end of the contract. After an insured event has been settled. If dangerous facts have been concealed.
Minimum contract duration: 1 month. Without cancellation 6 days before the contract expires, the contract renews monthly.
Coverage for contractual disputes and social insurance disputes only applies 90 days after the policy is created.
The waiting period does not apply if the same risk was covered by another insurer until the start of the contract with JUSTIS.
No minimum amount in dispute.
Special coverages: Property law, victim assistance, internet law, consumer law and tax law.
Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.
Free legal hotline.
Covering the costs of mediation.
Loss of income: up to CHF 5000.
Coverage of travel expenses and translation in case of disputes abroad: CHF 5000.
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