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KPT Pulse Eco

Basic outpatient insurance

General

General information:

KPT Pulse Eco: Basic variant of the supplementary outpatient insurance. Travel and holiday insurance is included.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year. For contracts with a term longer than three years, the legal termination provisions apply.

Premiums and discounts:

Amount of premiums depends on various factors such as age and place of residence. Discount for a 3-year contract, for prepayment and for using the KPTnet customer portal (Receiving documents online, including free internet legal protection insurance).
The last age class change is at age 91.
The premiums for 2026 are shown here.

Glasses and contact lenses:

Not covered.

Vaccinations:

100 percent contribution to costs, up to a maximum of CHF 200 per calendar year.

Preventative examinations:

Contribution to the cost of preventive gynaecological examinations: 100 percent, if there is no coverage under basic insurance.

Gym memberships:

Cost contribution for courses and subscriptions in the areas of fitness, sports, and wellness: CHF 50 per calendar year.

Medicines:

90 percent for medicines accepted by Swissmedic, maximum CHF 50,000 per calendar year.

Alternative medicine:

Not covered.

Psychotherapy:

Cost contribution to digital psychological advice: 75 percent, up to CHF 1000 per calendar year.

Search & rescue in Switzerland:

Full cover for emergency transportation and rescue costs. No coverage of search costs.

Search & rescue abroad:

Full coverage from integrated travel and vacation insurance during a maximum of 8 weeks per calendar year.
Search costs up to CHF 20,000 per insured person.

Medical costs abroad:

Full coverage from integrated travel and vacation insurance during a maximum of 8 weeks per calendar year.
Dental treatment is only insured up to a maximum of CHF 3000 as a result of an accident.

Tooth misalignment treatments:

Not covered.

Dental treatments:

Not covered.

Spa & convalescent therapy :

Not covered.

Equipment:

100 percent, up to CHF 150 per calendar year.

Sterilization:

Not covered.

Maternity:

Not covered.

Ear corrections:

Not covered.

Home care:

Not covered.

Additional services:

Patient legal protection (up to CHF 300,000 per event or up to CHF 100,000 per event in cases outside Europe and the Mediterranean countries) and travel insurance included.