Lendico Business Loan

General requirements:
Your business must be listed in the commercial register. You will not be approved for a loan if your business has open debt collection cases, property seizure claims or certificates of loss.
Minimum loan amount:
CHF 10,000
Maximum loan amount:
CHF 500,000
Minimum duration:
12 months
Maximum duration:
60 months
Minimum revenue:
CHF 100,000
Interest earned:
Interest rates vary based on creditworthiness and loan terms. Typically, loans are amortized (repaid).
Service fees:
Depending on the loan term, a “Lendico fee” of 2% to 4% is charged in addition to interest charges. This fee is deducted directly from the loan before it is paid out.
Early settlement:
No penalty fees are charged for early repayment.
Loan decision:
Loan applications can normally be processed within 48 hours.
Financial reports for the past 3 business years (legally validated balance sheets and income statements). Current financial reports no more than 3 months old (legally validated balance sheets and income statements).
Additional services:
Online application, Loan supplement, Penalty-free early repayment
Available loan types:
Equipment loan, Investment loan, Research loan, Liquidity, Growth loan, Succession financing, Acquisition financing, Debt repayment, Other
Eligible business types:
Sole proprietorship / Self employed, Limited company (GmbH), Aktiengesellschaft (AG)
General information:

The loan application process can be completed online.


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