Your business must be listed in the commercial register. You will not be approved for a loan if your business has open debt collection cases, property seizure claims or certificates of loss.
Minimum loan amount:
Maximum loan amount:
Interest rates vary based on creditworthiness and loan terms. Typically, loans are amortized (repaid).
Depending on the loan term, a “Lendico fee” of 2% to 4% is charged in addition to interest charges. This fee is deducted directly from the loan before it is paid out.
No penalty fees are charged for early repayment.
Loan applications can normally be processed within 48 hours.
Financial reports for the past 3 business years (legally validated balance sheets and income statements). Current financial reports no more than 3 months old (legally validated balance sheets and income statements).
Online application, Loan supplement, Penalty-free early repayment
Available loan types:
Equipment loan, Investment loan, Research loan, Liquidity, Growth loan, Succession financing, Acquisition financing, Debt repayment, Other
Eligible business types:
Sole proprietorship / Self employed, Limited company (GmbH), Aktiengesellschaft (AG)
The loan application process can be completed online.