Loan Refinancing Calculator

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Useful information about the loan refinancing calculator:

  • The loan calculator makes it easy to find out whether or not refinancing your loan is a smart financial move.
  • The leading unbiased loan comparison on provides a clear overview of the actual costs of loans from Swiss lenders.
  • Other loan calculators: Loan cost calculator; remaining debt and early settlement calculator; leasing calculator.
  • The calculator assumes that monthly repayments are made in arrears and that identical monthly repayments are made.
  • Lenders communicate the cost of loans using effective annual interest rates. The Swiss model for calculating effective annual interest rates is used by the calculator.
  • Results are calculated based on monthly repayments rounded to the nearest 5 centimes and on the amount of debt remaining. Rounding differences may occur.
  • Whether or not refinancing a loan is possible depends on the remaining loan term, remaining debt and individual creditworthiness.
  • This calculator assumes that the loan amount and the loan term will not be increased during refinancing.
  • You can find advice about loan refinancing in our guide to refinancing loans.