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Migros Bank fixed-rate mortgage start discount

  • Swiss fixed-rate mortgage

  • Interest rate applies only under special conditions!

General information:

Important: The interest rates shown only apply to new mortgages.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 2.09%

Fixed-rate mortgage 3 years: 2.06%

Fixed-rate mortgage 4 years: 2.07%

Fixed-rate mortgage 5 years: 2.07%

Fixed-rate mortgage 6 years: 2.19%

Fixed-rate mortgage 7 years: 2.21%

Fixed-rate mortgage 8 years: 2.23%

Fixed-rate mortgage 9 years: 2.25%

Fixed-rate mortgage 10 years: 2.27%

Update:
05/06/2024
Minimum amount:
CHF 300,000
Maximum amount:
Not specified.
Types of property:
Primary residence
Types of financing:
New mortgage, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds
Discounts:
Start bonus
Conditions and costs:

An administrative fee is levied when you convert existing mortgages into another mortgage model or extend the mortgage term.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 35% of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:

Amortization: 1. Individual mortgage. 2. Mortgage must be repaid within 15 years or when you reach retirement age.

Interest charge frequency:

The interest must be paid twice a year.