Mobiliar Travel Insurance Classic

Cancellations & interruptions
Legal expenses

General

General information:

Additional to cancellation cost and personal assistance insurance, la protection juridique voyage is included.
Luggage insurance is available for an extra fee.
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

Five-year contract with cancellation right each year. The insurance is extended automatically if it is not cancelled at least 3 months before it ends.

Trip cancellation individual, maximum amount:

CHF 100,000

Trip cancellation family, maximum amount:

CHF 100,000

Search and rescue operations, maximum amount:

CHF 50,000

Insurance rate (comments):

Premium information includes stamp duties.
Additional discounts for young people.
10% family discount.
Be aware that premiums for persons above a certain age are higher.

Premiums for individuals:

Cancellation costs: CHF 131.80
Travel assistance: CHF 131.80
Cancellation & assistance (combined): CHF 131.80
With addition of legal protection: CHF 131.80

Premiums for families:

Cancellation costs: CHF 188.70
Travel assistance: CHF 188.70
Cancellation & assistance (combined): CHF 188.70
With addition of legal protection: CHF 188.70

Premiums for young persons:

Cancellation costs: CHF 66.90
Travel assistance: CHF 66.90
Cancellation & assistance (combined): CHF 66.90
With addition of legal protection: CHF 66.90

Trip cancellation insurance (comments):

Worldwide coverage.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work, Pet illness or death

Trip cancellation: insured services:

Cancellation costs, Administration fees, Event ticket compensation, Replacement trip compensation

Trip assistance (comments):

Worldwide coverage. Maximum coverage of CHF 100,000!

Trip assistance: insured events:

Accident, illness & death, Deputy at work, Pet illness or death, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Replacement trip compensation, Event ticket compensation

Additional assistance services:

24 h hotline, Compensation for event tickets, Emergency cash advances

Vehicle assistance:

Available with Comfort insurance (including traffic legal protection).

Accomodation & catering:

Additional travel costs incurred are covered. Assistance: Necessary accommodation and food costs in a middle-class hotel for a maximum of 10 days (excluding hospital costs).
Additional transportation costs up to a maximum of CHF 1000 per insured person to continue or end the trip.

Interruption and replacement:

If a serious illness or accident forces the insurance holder to abandon the trip, a replacement trip is covered.

Luggage:

Insurable as an add-on for a fee.

Travel legal protection:

Motor legal protection and travel legal protection worldwide up to CHF 100,000, in Europe as well as the coastal states of the Mediterranean (excluding Georgia, Armenia, Azerbaijan, and Kazakhstan) up to CHF 1,000,000.
Traffic legal protection (only in the 24 h motor vehicle assistance): No coverage in Switzerland and the Principality of Liechtenstein.

Medical expenses:

Not included in the insurance.