Natural Hazard

In insurance, the term “natural hazard” denotes a natural catastrophe.

A number of hazards fall under this category: Flooding, storms, hail, mountain slides, falling rocks, avalanches and structure collapse resulting from heavy snow.

As a rule, earthquakes are not included in the list of natural hazards covered by Swiss insurance policies.

Natural hazards are covered by household insurance, and by law, your deductible for natural hazard claims is fixed at 500 francs.

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Editor Daniel Dreier
Daniel Dreier is editor and personal finance expert at moneyland.ch.