neon free Mastercard

  • Mastercard & banking via smartphone

  • Good exchange rates

  • CHF 10 discount with code «moneyland»

General

Card network
Mastercard
Card type
Prepaid
Issuer
Hypothekarbank Lenzburg
Currency
CHF
General information

The Mastercard neon free is issued as part of neon's Swiss smartphone private account. The banking partner is the Swiss Mortgage Bank Lenzburg. The card and the account are only available to customers residing in Switzerland.

A special feature is the favorable exchange rates, which are significantly cheaper than traditional Swiss payment cards.

There is no surcharge for card payments abroad (on the Internet or in stores). There is a 1.5% surcharge on cash withdrawals abroad. Neon uses Mastercard's interbank exchange rate for all currencies.

General conditions
In order to get the card, you need an account with the same bank.

Customer satisfaction

General satisfaction    8.5/10 (Very good)
Helpfulness    8.0/10 (Very good)
Product information    8.2/10 (Very good)
Assistance    8.1/10 (Very good)

Costs

Annual fee

In the case of neon free, there is no annual fee. In the first year, neon charges a one-time fee of 10 francs for mailing the card. 

However, with the code "moneyland", the 10 francs are waived. This makes the neon card including account free of charge.

Aufladegebühr
There is no reloading fee.
Additional cards

No additional cards.

Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
For purchases abroad in CHF there is no administrative fee to pay.
Purchase abroad in foreign currency
Purchases abroad or online in foreign currencies are free of charge.
Exchange rate markup
0.167% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland

Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): 2 withdrawals per month free of charge, then CHF 2 per withdrawal.

Cash withdrawal abroad

There is a 1.5% surcharge on cash withdrawals abroad. 

Services

Mobile payments
Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Swatch Pay
General coverage
Contactless payments, Mobile-App