neon free Mastercard
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Mastercard & banking via smartphone
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Good exchange rates
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CHF 10 discount with code «moneyland»
General
The Mastercard neon free is issued as part of neon's Swiss smartphone private account. The banking partner is the Swiss Mortgage Bank Lenzburg. The card and the account are only available to customers residing in Switzerland.
A special feature is the favorable exchange rates, which are significantly cheaper than traditional Swiss payment cards.
There is no surcharge for card payments abroad (on the Internet or in stores). There is a 1.5% surcharge on cash withdrawals abroad. Neon uses Mastercard's interbank exchange rate for all currencies.
Costs
In the case of neon free, there is no annual fee. In the first year, neon charges a one-time fee of 10 francs for mailing the card.
However, with the code "moneyland", the 10 francs are waived. This makes the neon card including account free of charge.
No additional cards.
Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): 2 withdrawals per month free of charge, then CHF 2 per withdrawal.
There is a 1.5% surcharge on cash withdrawals abroad.