neon metal
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Banking via Smartphone
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Good exchange rates
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Free cash withdrawals worldwide
Swiss private account (individual or shared account) for use by smartphone. The Swiss Hypothekarbank Lenzburg acts as your banking partner.
Monthly account fee: CHF 15.
Neon metal (metal package) includes a high-quality metal card, free cash withdrawals worldwide, cell phone insurance, three additional years of warranty on electronic devices, a best price guarantee, and ticket insurance. The travel, cyber and shopping packages include additional insurance benefits and are dependent on card use (shopping package: from CHF 500, cyber package: from CHF 5000, travel package: from CHF 15,000).
The account is opened via smartphone either by photo ID or video call.
There are no surcharges for card payments (online or in shops) and cash withdrawals abroad. The Mastercard interbank exchange rate is used everywhere.
International transfers (SEPA and non-SEPA payments abroad) are processed by neon via Wise.
Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): 5 withdrawals per month free of charge, then CHF 2 per withdrawal.
Cash withdrawals abroad are free of charge.