Policy

A policy is part of a contract between an insurance provider and the person or entity which they insure.

The policy documents the exact benefits, terms and conditions attached to the insurance coverage provided, and the premiums due in exchange for the coverage.

Other parts of the insurance contract are the general insurance terms and conditions, and the general rules and regulations excluding exact premium obligations, discounts and customer-specific conditions.

Examples of Swiss insurance types which come with policies: basic health insurance, supplemental hospital insurance, out-patient insurance, travel insurance, car insurance, motorcycle insurance, legal expense insurance, pet insurance, household insurance, liability insurance, life insurance.

Expert Benjamin Manz
Benjamin Manz was an expert on banking and financial topics at moneyland.ch.
Insurance

Swiss Insurance Offers

Digital Model with Family doctor

KPTwin.smart

  • Check your symptoms online

  • Online drug delivery

  • Primary care: App / family doctor

Basic Insurance

Helsana

  • Top marks for insurance and service

  • Benefit from free telemedicine at any time

  • Everything to hand at all times with the myHelsana app

Free Immediate Assistance in the Event of Death

Pax Care

  • CHF 2,000 in emergency assistance in the event of death

  • Personal support from professionals

  • 100% free of charge

Health insurance

coverio

  • Health insurance for foreign students

  • Choice of different excesses

  • Treatment by specialist physicians and other specialists

Travel Insurance

Standard 365

  • Cancellations & interruptions

  • Luggage insurance

  • Direct application

Insurance

Swiss Insurance Offers

Digital Model with Family doctor

KPTwin.smart

  • Check your symptoms online

  • Online drug delivery

  • Primary care: App / family doctor

Basic Insurance

Helsana

  • Top marks for insurance and service

  • Benefit from free telemedicine at any time

  • Everything to hand at all times with the myHelsana app

Free Immediate Assistance in the Event of Death

Pax Care

  • CHF 2,000 in emergency assistance in the event of death

  • Personal support from professionals

  • 100% free of charge

Health insurance

coverio

  • Health insurance for foreign students

  • Choice of different excesses

  • Treatment by specialist physicians and other specialists

Travel Insurance

Standard 365

  • Cancellations & interruptions

  • Luggage insurance

  • Direct application

Deal of the Day
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Digital Model with Family doctor

KPTwin.smart

Check your symptoms online

Find out more

Current Offers

Managed Premium

Discretionary Mandate

  • Up to CHF 100 welcome bonus

  • Customized portfolios & unlimited access to wealth advisor

  • Daily rebalancing

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Free Immediate Assistance in the Event of Death

Pax Care

  • CHF 2,000 in emergency assistance in the event of death

  • Personal support from professionals

  • 100% free of charge

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Find out more

Current Offers

Managed Premium

Discretionary Mandate

  • Up to CHF 100 welcome bonus

  • Customized portfolios & unlimited access to wealth advisor

  • Daily rebalancing

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Free Immediate Assistance in the Event of Death

Pax Care

  • CHF 2,000 in emergency assistance in the event of death

  • Personal support from professionals

  • 100% free of charge

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Health insurance premiums in comparison

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