Prepaid card

PostFinance Association Account

  • Account for associations

Business type:
Association, Non-profit organization

For associations.

Interest rate:

0% per year.

Debit interest on overdrafts:

The rate of debit interest is 9.5% p.a.


Unlimited withdrawal options.

Credit cards:

Visa Business Card: CHF 80 per year. Cash-back.

Capital payment:

Nonrecurring costs of capital payment account for GmbH or AG: CHF 145.

Account management costs:

Account opening: free of charge.
Account management fee: CHF 60 per year. 
For businesses outside of Switzerland: CHF 25 per month.
Free of charge from 60,000 transactions within Switzerland.
Close-out of account: free of charge.
Statements of account: electronically free of charge. Per mail CHF 3 per month for 1 statement of account plus postal fees.
Account closure: Yearly, free of charge.

Payment transaction costs:

Incoming payment (Switzerland): free of charge.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA payments in Euro free of charge; other payments (non-SEPA) and currencies CHF 2 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV): free of charge.
National incoming and outgoing payments: from 60,000 transactions CHF 0.12 per transaction, from 100,000 transactions CHF 0.08 per transaction, from 1 million transactions on request.


PostFinance Card: CHF 30.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: 1.5%.

Cash withdrawals:

Cash withdrawal at ATMs of PostFinance: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 5 and exchange rates.

Special services:
Debit Mastercard, Mobile banking, Online banking, Credit card

ClubDesk Free

General information:

Association account of PostFinance.